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"The lender that you recommended made the process extremely smooth”

Clara O. – Chicago, IL
 
“I hope I don’t need your services again, but if I did I would use you guys in a heartbeat”

Mark P. – Ann Arbor, MI
 
“After we’re done giving your website to all of our friends you will probably end up financing our entire neighborhood! – Thanks for all your help”

Alan and Sharon F. – Erie, PA
 
"Before You guys, I was denied by 2 other lenders."
 
Lila G. - Mesa, AZ
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About Us
 
UpsideDown8020mortgage.com was started in 2007 by a Veteran Loan Officer in Chicago named Robert Foss.  Robert was fed up with the information that the general public was receiving from so-called “Expert” Loan Officers who would inform their clients that they had no hope of escaping their re-setting Adjustable Rate Mortgages when their homes had lost value. 
 
The last straw was when Robert talked to a family who was facing foreclosure.  This family had been in their home for 6 years and had never been late on any of their payments until their adjustable rate mortgage had re-set for the 3rd straight time, creating a payment that was roughly double their original mortgage payment.  They had been trying for about 1-1/2 years to refinance, but they were told by 5 different lenders that since their home had negative equity and they were upside down, there were no options.  Robert was able to get their situation stabilized with a low fixed rate.  It was then that UpsideDown8020mortgage.com was born in an effort to help other families in the same situation.
 
UpsideDown8020mortgage.com  works ONLY with Banks.  WE WILL NOT WORK WITH MORTAGE BROKERS.  The reason for this is that Banks are held to a higher professional standard than a Mortgage Broker, who will send your file out to a 3rd party.  Banks will originate, process, underwrite and fund your mortgage with their own money, so they have a higher stake in the process. 
 
Also, unlike some other mortgage websites, we will not send your name out to multiple lenders who will pay large sums of money for a “hot” mortgage lead.  UpsideDown8020mortgage.com limits our participating members to 5 Banks.  Not only have we done our research on the reputability of each bank, but your information will be given ONLY to certain loan officers within those banks that have extensive experience in this type of transaction with an  Upside Down mortgage.  Your request for information will be randomly submitted to only 1 loan officer, so you will not be inundated with multiple phone calls. 
 
Our mission is to connect Upside Down homeowners with Negative Equity with our team of experienced loan officers that have the technology to provide superior customer service, making the process as quick and stress-free as possible.
 
 

 
 
 
 
 
You Have Options.
Call Us Today! 
Call Us Now:  1-866-928-0777
You Have Options.
Call Us Today! 
  1-866-928-0777
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UpsideDown8020mortgage.com    1-866-928-0777    info@UpsideDown8020mortgage.com
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